Most insurance policies do not cover business pursuits in the home. Visit our In Home Business Programs to learn more about how you can protect you and your business.

Autopac

Basic Autopac is mandatory for all vehicle insurance in Manitoba. The "Basic" coverage includes All Perils, Personal Injury and Third Party Liability.

All Perils $500 Deductible + Third Party Liability limit of $200,000 (minimum amount required by law in MB) = Basic Autopac.

Enhanced coverages as follows:

Lower All Perils Deductibles: $300, $200 & $100 are available.
Increased Third Party Liability limits: $1,000,000, $2,000,000 & $5,000,000.
Auto Loss of Use: Level 1 $39 per day; Level 2 $68 per day

Though Manitoba has "No Fault" insurance, the "Basic" Third Party Liability limit of $200,000 may be insufficient as per the following two scenarios:

Property Damage: What if you collided with a building or traffic light?
Third Party Liability: What if you injured someone or several people while travelling in another Province or in the USA? Depending on the jurisdiction, you may be involved in a substantial Bodily Injury lawsuit.

Team insurance Brokers highly recommends the Third Party Liability limit of $5,000,000 - premiums from $37 to $50 only.

Drivers Licences

Driver's Licenses now have the same renewal date as your vehicle registration which renews 4 months less a day after your birthday and are issued at Team Insurance Brokers. We issue your licence and take your photo within minutes.

Enhanced Identity Card (EIC)

A new alternative to the passport for traveling to the USA by land or water. Contact us for details.