Auto

Basic Autopac is mandatory for all vehicle insurance in Manitoba. The "Basic" coverage includes All Perils, Personal Injury and Third Party Liability.

All Perils $500 Deductible + Third Party Liability limit of $200,000 (minimum amount required by law in MB) = Basic Autopac.

Enhanced coverages as follows:

• Lower All Perils Deductibles:  $300, $200 & $100 are available.
• Increased Third Party Liability limits:  $1,000,000, $2,000,000 & $5,000,000.
• Auto Loss of Use: Level 1 and Level 2

Though Manitoba has "No Fault" insurance, the "Basic" Third Party Liability limit of $200,000 may be insufficient as per the following two scenarios:

• Property Damage:  What if you collided with a building or traffic light?
• Third Party Liability:  What if you injured someone or several people while travelling in another Province or in the USA?  Depending on the jurisdiction, you may be involved in a substantial Bodily Injury lawsuit.

Team insurance Brokers highly recommends the Third Party Liability limit of $5,000,000.

To learn more about Auto Insurance quotes, click here to be directed to the Manitoba Public Insurance's Insurance Rate Calculator

 
Driver's Licences

Driver's Licenses now have the same renewal date as your vehicle registration which renews 4 months less a day after your birthday and are issued at Team Insurance Brokers.